Mechanics Cooperative Bank has easy-to-understand mortgage programs and Mortgage Specialists standing by to answer any questions. What else could you ask for in a mortgage?  The comfort of applying from home and the security of a knowledgeable Mortgage Specialist just a call or click away!  We pride ourselves on matching customers with the right mortgage and offer convenient terms, competitive rates, and fast approvals!

Home Improvements, debt consolidation, a new car or a dream vacation – all are possible through our Fixed Term Equity Loan product! With competitive fixed rates and convenient payment terms, your budget won’t change even if rates go up. Mechanics Cooperative Bank will finance up to 75% of the Appraised Value of the property, less any existing mortgage balance.

Welcome to Rate Watch! Let us keep an eye on interest rates so that you don't have to! Complete the information below and we'll e-mail you when your preferred rate is reached! Or if you prefer, we'll e-mail current rate information on a regular basis!

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15 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.831%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.122%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.339%  0.000%

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