Home Improvements, debt consolidation, a new car or a dream vacation – all are possible through our Fixed Term Equity Loan product! With competitive fixed rates and convenient payment terms, your budget won’t change even if rates go up. Mechanics Cooperative Bank will finance up to 75% of the Appraised Value of the property, less any existing mortgage balance.

Welcome to Rate Watch! Let us keep an eye on interest rates so that you don't have to! Complete the information below and we'll e-mail you when your preferred rate is reached! Or if you prefer, we'll e-mail current rate information on a regular basis!

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15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.207%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.624%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.842%  0.000%

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